No — I’m a mortgage broker. Our role is to focus on lending eligibility, borrowing capacity and loan structure.

No. I don’t sell properties or recommend specific deals. I help you understand what’s possible on the lending side and structure it properly.

Homeowners who have usable equity and are considering their first investment property but want a clear starting point on eligibility and structure.

A quick chat to understand your situation and goals at a high level, and to confirm whether it’s worth moving forward to a detailed numbers session.

Nothing complicated. If you have rough figures (income, current loan balance, property value estimate), great — but the fit call is mainly a sense-check. If we proceed, I’ll let you know exactly what documents we need.

If it’s a fit, we gather documents via our secure portal so I can be accurate, then book a 40-minute video strategy call to go through numbers, structure and next steps.

Yes — Australia-wide via phone/video and email.

It depends on your situation, how quickly you can get documents to us and the lender that we ultimately use. We work with lenders who can turn around an approval within 24 hours, but in most cases, allow 3-4 days.

That’s okay — I’ll tell you straight and explain what would typically need to change so you can revisit it later.

Yes. I stay in touch and review your lending over time so the structure remains fit for purpose.

Generally no. We get paid a placement fee by the lenders that we ultimately use if we secure you a loan. We will generally only charge a fee for complex scenarios where Trusts, etc are involved.